The Amazon Pay ICICI Credit Card is one of the most popular cashback credit cards in India. This card is a result of one of the largest banks in the country co-partnering with the biggest e-commerce platform in India. The gaining popularity of the card can be attributed to the fact that it is a ‘lifetime free credit card’.
WHO SHOULD BUY THIS CARD?
Amazon Pay ICICI Credit Card is best suitable for people who love to shop at Amazon. Frequent shoppers constantly look for cashback on every purchase they make. This card comes to the rescue of such people as it provides innumerable cashback opportunities. However, this card may not be of much use to people who like to shop at stores or buy from other e-commerce platforms.
In order to apply for an Amazon Pay ICICI Credit Card, one should satisfy all the following criteria:
- Be between the age bracket of 18 years to 60 years.
- Be self-employed or a salaried employee.
- Must reside in a city that is serviceable by the bank. ICICI Bank provides its services in 138 cities across India.
- Have a CIBIL score of 750 or more.
- In case they are an ICICI Bank customer, they should have a minimum monthly income of ₹25,000. Else, they should have a monthly income of at least ₹35,000.
Applicants will be required to submit proof of identity, proof of address, and proof of income, along with a duly filled application form for ICICI Bank Credit Cards. The following are the acceptable documents for each kind of proof:
- Identity Proof: Aadhaar Card, Passport, PAN Card, Voter’s ID
- Residential Proof: Passport, Driving License, Aadhaar Card, Telephone/Electricity bill
- Income Proof: Salary slips, Form 16, Latest bank statement, ITR
* The bank may ask for other documents depending upon their internal policies. *
HOW TO APPLY FOR THE CARD?
- Go to the official website of ICICI Bank.
- Click on the “Cards” tab and then choose Amazon Pay ICICI Credit Card from the “Co-brand Credit Cards” section.
- Select the option “Get Amazon Pay Card”.
- Once you click the above button, you will be redirected to the Amazon website to complete your application.
- If you do not have an amazon account, you have to create an account and then continue with your application process.
FEES AND CHARGES
|Interest on extended Credit||Monthly Rate: 3.5% – 3.8%|
|Annual Rate: 42% – 45.6%|
|Interest on Cash Advances||Monthly Rate: 3.5% – 3.8%|
|Annual Rate: 42% – 45.6%|
|Late Payment Charges||Less than ₹100 – None|
|Between ₹100 and ₹500 – ₹100|
|Between ₹501 and ₹10,000 – ₹500|
|More than ₹10,000 – ₹750|
|Card Replacement Fee||₹100|
- EXCLUSIVE ICICI PRIVILEGES
- 15% savings on dining bills across 2,500 restaurants under the Culinary Treats Programme
- 1% fuel surcharge waiver on every refill
- EXCLUSIVE AMAZON PAY PRIVILEGES
- No limit/expiry on rewards earned
- Use accumulated rewards across 10 crore Amazon products or at 100+ Amazon Pay merchants
- Enjoy no-cost EMI of 3 and 6 months on Amazon
- 1 Reward = ₹1 Automatically credited as Amazon Pay Balance
- 5% cashback on Amazon India if you are an Amazon Prime member
- 3% cashback on Amazon India for non-Amazon Prime members
- Use this card when making payment at Amazon Pay and get 2% cashback across 100+ merchant partners
- 1% cashback on other expenses such as shopping, dining, insurance, travel, and more
* All cashback will be earned in the form of Amazon Pay balance. *
HOW TO REACH AMAZON PAY ICICI CREDIT CARD CUSTOMER CARE?
In case of any queries, cardholders or applicants can reach out to the customer support number or write to the address mentioned in the official website.